SECURE DIGITAL INDIA - Powering connections with secure digitization
Digital
India refers to the creation and delivery of digital infrastructure through
electronic manufacturing to empower the Indian citizen by providing all public
and private sector services electronically with ease. The key word in the
modern digital world is “Account” which is not only confined to one’s banking
and financials but acts as a gateway to access all the electronic platforms. Reverting
to older, time-consuming practices like paper transactions, money order
transfers, queuing up in banks or writing cheques is outdated; digitalization
has made our life easier with one click on our smartphones.
About
20 years back, 40-bit encryption was considered high-tech. Today it can be
breached in minutes and companies have moved to 128-bit and 256-bit encryption.
Databases like Aadhaar are secured with 2048-bit encryption. There aren’t
enough geeks to protect digital assets. Digital India needs top professionals
who can build hack-proof systems, block chain and quantum-computing era ready
and ensure 24x7 protections against threats. The
trouble is we don’t know the bad users,
anything
can be hacked, trust us we secure your journey with QUICK HEAL (Anti-Virus).
Do's & Don'ts To Protect Your Data:
- Activate SMS alerts for all financial transactions
- Avoid common passwords across platforms (like same password for bank account & facebook)
- Use strong passwords & avoid writing down passwords
- Be careful about what personal information you share over the phone
- When downloading free apps (or even paid ones) be aware that they access address books & other information on smartphones, check if you really need them
- Avoid doing sensitive transactions like mobile banking using public Wi-Fi
- Be careful what you print/copy on public printers (even office printers/copiers)
- Avoid accessing bank account transactions, social media in cyber cafes or other people's devices
Biometrics-based
Aadhaar has helped remove fake beneficiaries and ghost accounts. However, despite an unbreakable
2048 bit encryption of most government databases, 100% security may never be
possible. The ratio of the risk of financial fraud in India is 8:1. Fraud in
India has been under check due to Reserve Bank of India’s insistence on the
tighter, two-factor authentication and because the number of people using
digital services frequently is still low. More than 50% e-shoppers still insist
on cash on delivery option.
Often users store personal information on their smartphones. They download free apps like WhatsApp or Truecaller. These apps want to make your life easier, but at the cost of sharing your address book, an app could seek permission in its long list of terms & conditions which nobody cares to read — to copy every word you key in, compromising security. Here’s where the hacking & data theft takes place. Facebook and Instagram have user’s name and birth dates, besides frequent updates. Amazon, Flipkart and other E-commerce companies know addresses, mobile numbers, debit card numbers & credit card numbers. Over the next few years, if users are able to do banking via links, say, on Facebook, it will multiply risks of security. The biggest challenge is that your data is not just with your bank there’s an entire ecosystem of players and not all of them run their shops with the same level of rigor and controls that banks do. Users need to be aware of what they do with hotspots as well as before connecting to public Wi-Fi. Also, using the corner photocopy shop to get Aadhaar or passport copies is not without risks. These machines come with hard disks that store copy or print.